How much you can borrow, the monthly payments for all loans should not exceed 30 to 33% of your joint or single disposable income.

MORTGAGE INFORMATION... Currency : French € Applicant must be aged over 20 and under 90 at the time of the application,subject to status. Maximum loan : 100% ( of the purchasing price or property value ) Minimum loan : 80 000 € Mortgage type : Repayment Mortgage term : 10 to 30 years Arrangement fees : 1% ( of the total mortgage subject to a maximum of 600 € ) Method of payment : Monthly direct debit in € WHAT MORTGAGE TYPE ? FIXED RATE MORTGAGE: 4.35% MAXIMUM TERM : 10 YEARS 4.55% MAXIMUM TERM : 15 YEARS 4.75% MAXIMUM TERM : 20 YEARS 4.85% MAXIMUM TERM : 25 YEARS 4.90% MAXIMUM TERM : 30 YEARS LIFE INSURANCE... INSURANCE has set up a special package with a French and American ( AIG VIE France ) insurer to provide you with an all round service Moreover,the amount of your premium insurance is calculated according to the capital remaining be to refunted for a tariffing with just A PERSONALISED QUOTATION ! Within the framework of the cover of your loan on real property our sales departement also proposes to you a contract of insurance in the event of accident of the life and especially intended for the Not Smokers This new concept of insurance also enables you to realize substantial savings on your budget ACCEPTANCE OF YOUR MORTGAGE OFFER Once you have received your mortgage offer,you must wait at least 10 clear days before signing and accepting it in order to comply with French financial legislation,and then return it to us in France However,you must accept the offer within 30 days otherwise the offer will espire When you return the offer to the French's bank,you should enclose a French Euros bankers draft for the arrangement fee We will then send details of your mortgage offer to your notary so that he can prepare for the deed of sale to be signed. FOR MORE INFORMATION, DO NOT HESITATE TO CONTACT US ! Contact Marc Bartel Email : Fdecoux@ntlworld.com Call ( from France) : 01 60 157 157 Or international : 33 (1) 60 157 157 Email : finance.enligne@voila.fr THANK YOU FOR YOUR VISIT !!